Our Process

Understand our step by step planning process used to align your risk tolerance with your portfolio in a proven way:

Step 1. We start by developing a solid understanding of where you are and want to go. When we first meet our objective is to review your particular situation, your overall goals and gather all the relevant information specific to your situation.

Identifying your larger scale goals and the objectives through an in-depth discussion of you financial situation, time frame, risk tolerance and expectations is the best approach for aligning our planning skills with your reality today.

Step 2. Next we'll work with you to clarify and help you to set specific goals. The process helps us develop clarity about your goals and objectives.

Establishing Your Investment Profile From your needs analysis, an initial suggested asset mix is selected based upon your unique goals, objectives & profile.

Step 3. We then complete our initial analysis. We create and deliver a detailed analysis of your situation. Recommendations are specific to the plan of action. Along with the in depth analysis, we will review and outline our suggested recommendations for action.

Step 4. Your Solution is Customized Ready for Implementation. We will then start your particular plan in motion through use of the chosen financial instruments and arrangements.

Custom Portfolio Design Selection and implementation of specific investments to coordinate with your asset allocation strategy.

Step 5. Periodic reviews and adjustments ensure your progress. We meet with you periodically to review your investment performance, changing needs, circumstances and take action accordingly.

We meet with you periodically to review your investment performance, changing needs, circumstances and take action accordingly. Ongoing Personal Portfolio Review Performance vs. Indices Performance vs. Stated Goals Risk-Adjusted Returns.

Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer, or its equivalent, with the provincial securities commissions and as such our Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.:

* Deposit Instruments: GICs, Canada Savings Bonds;
* Fee for Service Financial Planning; * Estate Planning;
* Tax Planning or Income Tax Preparation;
* Insurance: Life, Accident, Sickness, Disability, General.

Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.

The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request.